This report provides an assessment of the progress and potential of the Rural Housing Programme as it has been delivered in the original areas of Northland, East Coast and Eastern Bay of Plenty since 2001. In addition this evaluation report focuses on what the Housing New Zealand Corporation and other agencies can learn from the experience of implementing the Rural Housing Programme, particularly in the context of the dynamic and highly localised housing markets that characterise New Zealand. This report also provides some insight into the opportunities and constraints for agencies like Housing New Zealand Corporation to pursue a whole-of-government approach.